VW Finance Center in Freehold, NJ

DCH Volkswagen of Freehold Makes VW Financing and Volkswagen Leases Quick and Easy for New Jersey Drivers

So, you've done the dreaming, you've done the planning, the research, even going so far as to pick the trim and feature packages you want, and you've arrived to our showroom for the test drive. Once you find yourself smitten, then what? Your next step from there is sitting down with our friendly, professional team members in the Finance Department to decide whether an auto loan or a Volkswagen lease makes more sense for your financial situation. Whether you're here for a new Volkswagen or other pre-owned vehicle, we're committed to finding the perfect solution for you, and all credit types are eligible, so don't count yourself out for less-than-stellar credit!


Which Volkswagen Financing Solution Will Work for You?

Here at DCH Volkswagen of Freehold, we like to think of ourselves as dream makers-we see dreams come true every day, from first time buyers to longtime VW superfans. Drivers from across New Jersey come to see us to find the new Volkswagen models of their dreams, and for many of them, the next step in that journey is auto financing. Those two words can traditionally strike fear into the hearts of some folks, but we try to make things easy here. Our Financing Department staff is friendly and courteous, and they'll work with you to determine which auto financing solution best meets your needs. Most folks see themselves behind the wheel of that perfect Volkswagen Jetta or Volkswagen Tiguan SUV by one of two paths: through an auto loan or by securing a Volkswagen lease. Each has plenty of advantages, though there are drawbacks as well. Knowing which solution is ultimately right for your financial situation will largely depend on how you plan to use your car. You're the only one who can decide whether to go for a VW lease or a car loan, but you can always lean on our financing experts to help you navigate it all, and you can also check in on our rotating new Volkswagen deals and incentives for special deals and financing incentives! In the section below, we'll explore some benefits of both leasing and purchasing with an auto loan.

Leasing a New Volkswagen Vehicle in Freehold, NJ

Leasing can make a lot of sense for Freehold area drivers who want a fresh, new car every few years, or for those who consider themselves low-frequency drivers-when your lease ends, you're able to turn the vehicle back into the dealership and move onto an entirely new model if you want, but you can opt to buy the vehicle outright at that time as well, if you find yourself a bit attached; additionally, those who don't drive very often or only drive a set amount may be able to save some money by getting a low-mileage lease.

However, leases differ from auto loans in a number of ways. Acquiring a VW lease means that you'll agree to lease terms with the dealer, such as how long you'll keep the car and the allotted miles you can drive it. When your lease terms end, as we mentioned above, you just bring back the vehicle to the dealership and move forward. Leasing does carry an additional perk to consider: because lease terms tend to be on the shorter side, it's very likely your vehicle will remain within the manufacturer's warranty for the entirety of your lease, meaning surprise service and maintenance may wind up covered, saving you so money! Of course, the main benefit to leasing is money: because you're paying only for the cost of depreciation with a lease, rather than the overall cost of the vehicle, leasing usually offers you a lower monthly payment than purchasing.

Buying a New Volkswagen Vehicle with an Auto Loan in Freehold, NJ

On the other side of things, buying a vehicle outright presents a fair amount of differences, with advantages and drawbacks of its own to consider. You may think it goes without saying, but one of the biggest differences between leasing and purchasing with a loan is, when you purchase your new VW Beetle, it becomes yours; once you've paid off your loan, you own it, so you can do what you want with it. There are no terms or limits on how far or wide you can drive, and there's no deadline for when you need to bring it back to the dealership, so it's yours to enjoy how you will until you either decide to sell it or trade it in for something newer and better. That's another glaring difference between auto loans and leases: with a loan, you can sell your vehicle, but with a lease, not so much. You can also customize your vehicle if you purchase with a loan, and while there's no accounting for taste, if you've always wished you could have a big flame decal on the side of your car, that's an option when you purchase, but not when you lease. The first step toward securing a car loan is applying for financing, which you can do with us in the dealership, or you can get a head start and use our secure online financing application. All credit types are welcome at DCH Volkswagen of Freehold, and our financing experts will sit down with you to work on a financing solution that best meets your needs.

Whichever auto financing option you choose, you can rest soundly knowing you've already made an outstanding decision by choosing your next new vehicle from the Volkswagen lineup, making us here at DCH Volkswagen of Freehold proud to serve drivers from Freehold, NJ and the surrounding communities of Old Bridge, Jackson, Howell, and Eatontown, NJ.

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DCH Volkswagen of Freehold

4360 Route 9
Directions Freehold, NJ 07728

  • Service: (866) 981-4917
  • Sales: (866) 981-4576
  • Parts: (866) 981-6550

Sales Hours

  • Monday 9:00am - 9:00pm
  • Tuesday 9:00am - 9:00pm
  • Wednesday 9:00am - 9:00pm
  • Thursday 9:00am - 9:00pm
  • Friday 9:00am - 9:00pm
  • Saturday 9:00am - 6:00pm
  • Sunday Closed